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How to beat other buyers to hot, new listings (Before they even know about them)
by Michael Alcantara
Buyers want three things when they’re making a purchase: Selection: Have the largest number of options from which to choose Price: Get a smoking hot deal on what I want to buy Ease of doing business: Don’t make it hard for me to buy it It doesn’t matter if you’re buying shoes, a toaster or a house, all three of them matter and they usually matter in that order. And when it comes to buying a home,...
Read MoreWhen is the Best Season of the Year to Buy to get the Best Deal
by Michael Alcantara
Since the market meltdown in 2008, the US housing market has rebounded dramatically. In fact, even if you purchased a property at the lowest point of the market crash and held onto it until today, your home would have appreciated by roughly 25 percent. What’s even better news is that It’s expected that the housing market will continue to climb in the future due to the changes that were made in the lending market coming out of the mortgage debacle. Plus,...
Read MoreHow much you should put down to purchase your new home?
by Michael Alcantara
Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend on your credit score and your...
Read MoreYour home is under contract, what’s next?
by Lisa Ponton
Great news, you’ve put a home under contract and you’re excited to move in one day soon. There’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other dates to be met. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate exclusively with the seller, you have a due diligence period that allows you to...
Read MoreWhat will be your payment on your new home?
by Lisa Ponton
Buying a new home can be overwhelming. Between understanding the financial aspects of your loan and all the paperwork required to buy your home, things can get a little crazy. One of the biggest parts of getting a new home is figuring out the terms and conditions of your mortgage. Two of the biggest areas that impact your loan are credit and your down payment. In this post, we’ll cover both and also explain how to determine the down payment on your new home. Understanding...
Read MoreTo Stage or Not to Stage Your Home for Sale
by Lisa Ponton
Up until the early 2000’s, most home buyers would have only experienced the eye-popping appeal of home staging if they went and visited a model home at a new construction site. Builders know that it’s much easier for people to make a home-buying decision when they see a home decorated beautifully and set up like someone lives there. These days, staging is highly recommended whether the home is brand new or currently occupied because it has...
Read MoreWhat's the right amount of money to spend in upgrading your home?
by Lisa Ponton
You’re wanting to freshen up your house a little bit and you’ve already determined what you think you should do to make it amazing for you to really enjoy it. Before you jump into your renovation project, make sure you set a budget so you can spend the right amount of money upgrading your home. Without a plan and a budget, you can spend tons of money on all kinds of neat options — from a new marble island-top for your kitchen to a swanky hot tub for your backyard...
Read MoreWhen is the best time of the year to sell?
by Lisa Ponton
You want to sell your home, maximize the amount you sell it for and get it sold in a reasonable amount of time. While there’s no horrible time of the year to sell your home, there are better times of the year to put it on the market to get the best results for yourself. We’ve done the research and the results are in. Here’s the best time of the year to sell. And the winner is… Life happens and sometimes, you just don’t have a say...
Read MoreTop deal breakers for a home under contract and how to fix them
by Lisa Ponton
Selling your home, while exciting, can also be extremely stressful. Even the best of real estate agents have to deal with complicated issues that arise with a home sale. In fact, you’ll find that even when seller and buyer get along great and the sales process is humming along smoothly that challenges can crop up requiring lots of negotiations and may delay the transaction weeks before you can close on the transaction. Conversely, some deals are complicated...
Read MoreWhy you should wait to buy that car until after your home purchase?
by Lisa Ponton
Getting preapproved for a mortgage is a major step in buying a home. When done properly, it’s like having cash in your hands so you can negotiate effectively with a seller to buy a home. It’s easily one of the most important things you can do in order to buy the home of your dreams. But its name gives you a hint as to how fragile this financing instrument can be. You see, it’s a “pre” approval, which means you’re...
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