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Top deal breakers for a home under contract and how to fix them
by Candis Schmitt
Your home is under contract, what’s next? Great news, you’ve put your dream home under contract and you’re excited to move in one day soon. That said, there’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other requirements necessary to close. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate exclusively with...
Read MoreUnderstanding Your Debt-to-Income Ratio: Why It Matters More Than Ever
by Candis Schmitt
Understanding Your Debt-to-Income Ratio: Why It Matters More Than Ever Striking the Balance Between Debt and Income In today's fast-paced financial landscape, maintaining a healthy balance between your income and debt is crucial—especially if you're considering a major purchase like a home. Your debt-to-income ratio (DTI) isn't just a number; it's a snapshot of your financial health that lenders scrutinize when deciding whether to approve you for a loan. What...
Read MoreWhy You Should Get a Home Warranty When You List Your Home
by Isaac Mead
Why You Should Get a Home Warranty When You List Your Home Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,500 to 1,600 plus a deductible...
Read MoreHow to Qualify for a No Money Down Home Purchase
by Isaac Mead
How to Qualify for a No Money Down Home Purchase Unlocking the Door to Homeownership In today's ever-evolving real estate market, the dream of owning a home might feel just out of reach—especially when faced with the challenge of saving for a down payment. But here's some uplifting news: even in today’s climate, there are exceptional loan programs that can help you purchase a home with little to no money down. Let's explore the best options available and guide you...
Read MoreHow much money will go into your pocket after your home is sold?
by Isaac Mead
How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
Read MoreHow much should you offer on the home you fell in love with?
by Isaac Mead
How Much Should You Offer on the Home You Fell in Love With? Navigating the Home Buying Process in Today's Market You've spent months searching, and now you've found the home of your dreams. The next crucial step is determining how much to offer to make that dream a reality. In today's dynamic real estate market, crafting a compelling offer requires strategy, research, and a touch of finesse. Here's how to navigate this important phase of your home buying journey. Understanding...
Read MoreHow to Buy a Home and Keep the Furniture
by Isaac Mead
How to Buy a Home and Keep the FurnitureEmbracing Your Dream Home—Furniture Included In the ever-evolving real estate landscape, finding a home that resonates with your vision is a thrilling experience. But what if the dining room table, the cozy sofa, or that exquisite bookshelf captures your heart just as much as the house itself? Good news—you can make them part of your new home. Let's delve into how you can negotiate to include furniture in your home purchase. Identify...
Read MoreHow to Find Bank Foreclosures and Distressed Sales in Today’s Market
by Isaac Mead
How to Find Bank Foreclosures and Distressed Sales in Today’s Market Looking for a great deal on real estate? Bank foreclosures and distressed properties can offer incredible opportunities—but you need to know where to look. This guide breaks down how to find distressed properties, evaluate their potential, and make smart investments, all tailored for today’s housing market. What Are Bank Foreclosures and Distressed Properties? Bank foreclosures and distressed properties...
Read MoreHow to handle a multiple offer situation
by Isaac Mead
How to handle a multiple offer situation Over the last few years, buyer’s hunger for properties has been insatiable. As a result, properly priced homes were fetching multiple offers on a consistent basis. Though things have settled a bit recently, we’re still in a seller’s market, and that means the chance your listing will receive multiple offers on it is still very much a reality. But, as exciting as having a bidding war on your property is, it can also provide for...
Read MoreHow to Sell Your Home Fast and for the Most Amount of Money
by Isaac Mead
How to Sell Your Home Fast and for the Most Amount of Money The market has been moving at a pretty good clip over the last several years and it appears that things are going to stay that way for a while. According to the Case Shiller Home Price Index across the United States have increased roughly 45% over the last 5 years. Despite all of the amazing things that have been happening in virtually every market across the country, including ours, one thing still rings true no matter...
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