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What will be your payment on your new home?
by Esperanza Cardenas
Buying a new home can be overwhelming. Between understanding the financial aspects of your loan and all the paperwork required to buy your home, things can get a little crazy. One of the biggest parts of getting a new home is figuring out the terms and conditions of your mortgage. Two of the biggest areas that impact your loan are credit and your down payment. In this post, we’ll cover both and also explain how to determine the down payment on your new home. Understanding...
Read More10 questions you must ask an agent before you list your home
by Esperanza Cardenas
Currently, there are over 1.3 million Realtors in the United States alone. The number of people that have joined the real estate sales force over the last 10 years is staggering. No two agents are the same and less than 10% of the total number of Realtors to 90% of the business. In addition to that, not all agents are created equally. Many of them don’t get you the best results for your specific needs. In 2017 — one of the hottest markets in recent history...
Read MoreHow to beat other buyers to hot, new listings (Before they even know about them)
by Esperanza Cardenas
Buyers want three things when they’re making a purchase: Selection: Have the largest number of options from which to choose Price: Get a smoking hot deal on what I want to buy Ease of doing business: Don’t make it hard for me to buy it It doesn’t matter if you’re buying shoes, a toaster or a house, all three of them matter and they usually matter in that order. And when it comes to buying a home,...
Read MoreWhen is the Best Season of the Year to Buy to get the Best Deal
by Esperanza Cardenas
Since the market meltdown in 2008, the US housing market has rebounded dramatically. In fact, even if you purchased a property at the lowest point of the market crash and held onto it until today, your home would have appreciated by roughly 25 percent. What’s even better news is that It’s expected that the housing market will continue to climb in the future due to the changes that were made in the lending market coming out of the mortgage debacle. Plus,...
Read MoreHow much you should put down to purchase your new home?
by Esperanza Cardenas
Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend on your credit score and your...
Read More10 questions you must ask an agent before you list your home
by Ricardo Novelo
Currently, there are over 1.3 million Realtors in the United States alone. The number of people that have joined the real estate sales force over the last 10 years is staggering. No two agents are the same and less than 10% of the total number of Realtors to 90% of the business. In addition to that, not all agents are created equally. Many of them don’t get you the best results for your specific needs. In 2017 — one of the hottest markets in recent history...
Read MoreHow to beat other buyers to hot, new listings (Before they even know about them)
by Ricardo Novelo
Buyers want three things when they’re making a purchase: Selection: Have the largest number of options from which to choose Price: Get a smoking hot deal on what I want to buy Ease of doing business: Don’t make it hard for me to buy it It doesn’t matter if you’re buying shoes, a toaster or a house, all three of them matter and they usually matter in that order. And when it comes to buying a home,...
Read MoreWhen is the Best Season of the Year to Buy to get the Best Deal
by Ricardo Novelo
Since the market meltdown in 2008, the US housing market has rebounded dramatically. In fact, even if you purchased a property at the lowest point of the market crash and held onto it until today, your home would have appreciated by roughly 25 percent. What’s even better news is that It’s expected that the housing market will continue to climb in the future due to the changes that were made in the lending market coming out of the mortgage debacle. Plus,...
Read MoreHow much you should put down to purchase your new home?
by Ricardo Novelo
Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend on your credit score and your...
Read MoreWhy You Should Get a Home Warranty When You List Your Home
by Ricardo Novelo
Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give the them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,100 - $1,200 including the $75 deductible that comes with making the...
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