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Why You Should Have A Home Inspection Before You List
by Reid Culver
One of the largest home sale killers is the home inspection. Nearly one-third of all terminated real estate contracts fell apart because of the inspection results. Inspections also ranked as the number three cause of delayed settlements, accounting for 13 percent. For some reason - and I’ll never get it - a home inspection that comes back with anything less than a perfect report strikes fear into the hearts of buyer agents and home...
Read MoreYour home is under contract, what’s next?
by Reid Culver
Great news, you’ve put a home under contract and you’re excited to move in one day soon. There’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other dates to be met. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate exclusively with the seller, you have a due diligence period that allows you to...
Read MoreWhat will be your payment on your new home?
by Reid Culver
Buying a new home can be overwhelming. Between understanding the financial aspects of your loan and all the paperwork required to buy your home, things can get a little crazy. One of the biggest parts of getting a new home is figuring out the terms and conditions of your mortgage. Two of the biggest areas that impact your loan are credit and your down payment. In this post, we’ll cover both and also explain how to determine the down payment on your new home. Understanding...
Read MoreHow much money will go into your pocket after your home is sold?
by Reid Culver
It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re going to walk away with before you...
Read MoreHow much should you offer on the home you fell in love with?
by Reid Culver
You’ve spent the last few months looking for a home and now, the only thing that stands between you and having the right to negotiate full ownership of the home of you fell in love with is preparing an offer that will be acceptable to the seller. The purchase and sales agreement iis the first formal communication that leads to the final deal and eventually a closing when it’s time for you to take ownership of the property. The total agreement...
Read MoreHow to Find Bank Foreclosures and Distressed Sales
by Reid Culver
Everyone wants a hot deal. For those who have the ability/desire to work with a home that is, in most cases, less than perfect, foreclosures and distressed sales represent some of the hottest deals out there If you want to locate distressed properties, the first thing you have to understand is that no one will usually advertise their home as a “distressed property” unless they are absolutely desperate to unload their home. Homeowners,...
Read MoreHow to handle a multiple offer situation
by Reid Culver
Over the last five years, properly priced homes have been fetching multiple offers on a consistent basis. It is, without a doubt, a seller’s market. But as exciting as having a bidding war on your property is, it can also provide for some confusion and even anxiety in figuring out what to do with all those offers. Your natural instinct might be to choose the one that lets walk away with the most amount of money, but there are many...
Read MoreHow to Sell Your Home Fast and for the Most Amount of Money
by Reid Culver
How to Sell Your Home Fast and for the Most Amount of Money The market has been moving at a pretty good clip over the last several years and it appears that things are going to stay that way for a while. According to the Case Shiller Home Price Index across the United States have increased 33% over the last 5 years. Despite all of the amazing things happening in virtually every market across the country, including ours, one thing still rings...
Read MoreIf your home inspection report comes back bad, now what?
by Reid Culver
One of the biggest deal killers for any real estate transaction is the home inspection. It strikes fear into the hearts of sellers and buyers...even though virtually everything about a home can be repaired or replaced. The good news is that if you have a great real estate agent and a competent home inspector, you can usually handle a failed inspection report properly without having to panic in the process. The key thing to remember is that when the home inspection report...
Read MoreWhat is the Interest write off deduction?
by Reid Culver
Tax deductible interest is a borrowing expense that a taxpayer can claim on a federal or state tax return to reduce taxable income. Mortgage interest for both first and second (home equity) mortgages, mortgage interest for investment properties are among the list of deductions you can take on your taxes. This is another reason why owning a home is more favorable than renting. In addition to building equity in a home that you...
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