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How much should you offer on the home you fell in love with?
by Genevieve Vigil
How Much Should You Offer on the Home You Fell in Love With? Navigating the Home Buying Process in Today's Market You've spent months searching, and now you've found the home of your dreams. The next crucial step is determining how much to offer to make that dream a reality. In today's dynamic real estate market, crafting a compelling offer requires strategy, research, and a touch of finesse. Here's how to navigate this important phase of your home buying journey. Understanding...
Read MoreHow to Buy a Home and Keep the Furniture
by Genevieve Vigil
How to Buy a Home and Keep the FurnitureEmbracing Your Dream Home—Furniture Included In the ever-evolving real estate landscape, finding a home that resonates with your vision is a thrilling experience. But what if the dining room table, the cozy sofa, or that exquisite bookshelf captures your heart just as much as the house itself? Good news—you can make them part of your new home. Let's delve into how you can negotiate to include furniture in your home purchase. Identify...
Read MoreWhen is the best time of the year to sell?
by Debbi Boyd
When is the best time of the year to sell? You want to sell your home, maximize the amount you sell it for and get it sold in a reasonable amount of time. While there’s no horrible time of the year to sell your home, there are better times of the year to put it on the market to get the best results for yourself. We’ve done the research and the results are in. Here’s the best time of the year to sell. And the winner is… Life happens...
Read MoreThe Best Time to Buy a Home to Get the Best Deal
by Debbi Boyd
When's the Best Time to Buy a Home to Get the Best Deal? The U.S. housing market has experienced significant changes over the past few years. Home prices have surged dramatically, and while the pace of price growth has slowed, the market remains competitive. With fluctuating interest rates and shifting economic conditions, many homebuyers are asking, “When is the best time to buy a home to secure the best deal?” Here’s what you need to know about timing your home purchase...
Read MoreTop deal breakers for a home under contract and how to fix them
by Debbi Boyd
Your home is under contract, what’s next? Great news, you’ve put your dream home under contract and you’re excited to move in one day soon. That said, there’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other requirements necessary to close. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate exclusively with...
Read MoreUnderstanding Your Debt-to-Income Ratio: Why It Matters More Than Ever
by Debbi Boyd
Understanding Your Debt-to-Income Ratio: Why It Matters More Than Ever Striking the Balance Between Debt and Income In today's fast-paced financial landscape, maintaining a healthy balance between your income and debt is crucial—especially if you're considering a major purchase like a home. Your debt-to-income ratio (DTI) isn't just a number; it's a snapshot of your financial health that lenders scrutinize when deciding whether to approve you for a loan. What...
Read MoreWhy you should wait to buy that car until after your home purchase?
by Debbi Boyd
Why you should wait to buy that car until after your home purchase Getting preapproved for a mortgage is a major step in buying a home. In fact, it’s a virtual necessity to secure a home in this market environment if you’re not paying cash. The great news is, when done properly, it’s like having cash in your hands so you can negotiate effectively with a seller to buy a home. It’s easily one of the most important things you can do in order to buy the home of your...
Read MoreWhat does a real estate agent actually do?
by Debbi Boyd
What Does a Real Estate Agent Actually Do? If you’ve ever wondered what a real estate agent actually does all day, you’re not alone. It’s easy to think agents just show homes and sign deals, but there’s so much more that goes into the job. Real estate agents wear a lot of different hats and are involved in pretty much every part of the buying or selling process. The truth is, being a real estate agent isn’t just about opening doors and giving tours. It’s...
Read MoreWhat happens when you overprice your home?
by Debbi Boyd
What happens when you overprice your home? When the real estate market favors sellers, it’s almost like there’s a feeding frenzy among buyers trying to secure listings that seem to get snapped up within hours of being put on the market. Such demand drives the prices of homes up rapidly, which only feeds into the perception that the good times will last forever. Unfortunately, trees don’t grow to the sky and there will always be a top of the market. What this means is...
Read MoreWhy Getting Pre-Approved Is Your First Step to Homeownership Success
by Debbi Boyd
Why Getting Pre-Approved Is Your First Step to Homeownership Success Turning Dreams into Reality Without the Nightmares Buying a home is a dream many share, but the journey from aspiration to acquisition can be fraught with challenges if you're unprepared. In today’s dynamic real estate market, getting your offer accepted isn't just about finding the right property—it's about presenting yourself as the ideal buyer. Let's navigate this journey together, ensuring...
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