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Property tax assessment too high...what you can do about it?
by Dwayne Epperly
Property tax assessment too high...what can you do about it? An increase in home values is great because it increases the equity in your home without you having to invest more money in making it happen. Unfortunately, as the price of your home increases, so does the perceived value of your home in the eyes of your local tax assessor. When that happens, your taxes also go up. The bad news is that your tax rate - the annual percentage of your home’s value that you pay - is fixed...
Read MoreHow to sell a home that didn't sell
by Dwayne Epperly
How to sell a home that didn't sell The real estate market has been a little crazy lately. Despite that, we’re still looking at homes selling for a great price when they are priced properly based on current market conditions. So, if your "for sale" sign has been sitting on your front lawn a lot longer than you expected, you might be wondering how to sell your home that didn’t sell when you thought it would. As a best practice, it is ideal to consult your real...
Read MoreHow much you should put down to purchase your new home?
by Dwayne Epperly
How much should you put down to purchase your new home? Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend...
Read MoreWhy You Should Get a Home Warranty When You List Your Home
by Dwayne Epperly
Why You Should Get a Home Warranty When You List Your Home Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,500 to 1,600 plus a deductible...
Read MoreHow to Qualify for a No Money Down Home Purchase
by Dwayne Epperly
How to Qualify for a No Money Down Home Purchase Unlocking the Door to Homeownership In today's ever-evolving real estate market, the dream of owning a home might feel just out of reach—especially when faced with the challenge of saving for a down payment. But here's some uplifting news: even in today’s climate, there are exceptional loan programs that can help you purchase a home with little to no money down. Let's explore the best options available and guide you...
Read MoreHow much money will go into your pocket after your home is sold?
by Dwayne Epperly
How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
Read MoreHow much should you offer on the home you fell in love with?
by Dwayne Epperly
How Much Should You Offer on the Home You Fell in Love With? Navigating the Home Buying Process in Today's Market You've spent months searching, and now you've found the home of your dreams. The next crucial step is determining how much to offer to make that dream a reality. In today's dynamic real estate market, crafting a compelling offer requires strategy, research, and a touch of finesse. Here's how to navigate this important phase of your home buying journey. Understanding...
Read MoreHow to Buy a Home and Keep the Furniture
by Dwayne Epperly
How to Buy a Home and Keep the FurnitureEmbracing Your Dream Home—Furniture Included In the ever-evolving real estate landscape, finding a home that resonates with your vision is a thrilling experience. But what if the dining room table, the cozy sofa, or that exquisite bookshelf captures your heart just as much as the house itself? Good news—you can make them part of your new home. Let's delve into how you can negotiate to include furniture in your home purchase. Identify...
Read MoreHow to Find Bank Foreclosures and Distressed Sales in Today’s Market
by Dwayne Epperly
How to Find Bank Foreclosures and Distressed Sales in Today’s Market Looking for a great deal on real estate? Bank foreclosures and distressed properties can offer incredible opportunities—but you need to know where to look. This guide breaks down how to find distressed properties, evaluate their potential, and make smart investments, all tailored for today’s housing market. What Are Bank Foreclosures and Distressed Properties? Bank foreclosures and distressed properties...
Read MoreHow to handle a multiple offer situation
by Dwayne Epperly
How to handle a multiple offer situation Over the last few years, buyer’s hunger for properties has been insatiable. As a result, properly priced homes were fetching multiple offers on a consistent basis. Though things have settled a bit recently, we’re still in a seller’s market, and that means the chance your listing will receive multiple offers on it is still very much a reality. But, as exciting as having a bidding war on your property is, it can also provide for...
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