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When is the Best Season of the Year to Buy to get the Best Deal
by Kristoff Jones
When is the Best Season of the Year to Buy to get the Best Deal The housing market here in the United States has been moving at a blistering pace for a while now. On the whole, home prices increased more than 33% from February 2020 to June 2022. What’s even better news is that It’s expected that the housing market will continue to climb in the future — albeit a little more slowly now — due to the changes that were made in the lending market coming out of the mortgage...
Read MoreHow much you should put down to purchase your new home?
by Kristoff Jones
How much should you put down to purchase your new home? Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend...
Read MoreWhy You Should Get a Home Warranty When You List Your Home
by Kristoff Jones
Why You Should Get a Home Warranty When You List Your Home Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,500 to 1,600 plus a deductible...
Read MoreHow to get qualified to purchase a home for no money down
by Kristoff Jones
How to get qualified to purchase a home for no money down Even with all the insanity that happened during the mortgage meltdown and all the changes that resulted in how money would now be lent to buyers, there are still some amazingly affordable loan programs out there. Included, believe it or not, no-money-down options for buying a home. Here are some of the best programs that are out there today and how you need to get qualified to purchase a home using them to buy a home for no money...
Read MoreHow to get the home with the furniture included
by Kristoff Jones
How to get the home with the furniture included So you like the dining room table in the house you want to buy, but your agent tells you it’s not included with the sale. What do you do? In short, you ask for it. Well, you negotiate it as part of your offer to purchase the home from the seller. To effectively get the home you want with the furniture included, you should identify in advance any furniture that you are interested in buying and let the seller (or your agent) know...
Read MoreHow much money will go into your pocket after your home is sold?
by Kristoff Jones
How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
Read MoreHow much should you offer on the home you fell in love with?
by Kristoff Jones
You’ve spent the last few months looking for a home and now the only thing that stands between you and having the right to negotiate full ownership of the home you fell in love with is preparing an offer that will be acceptable to the seller. The purchase and sales agreement is the first formal communication that leads to the final deal and eventually a closing when it’s time for you to take ownership of the property. The total agreement between...
Read MoreHow to Find Bank Foreclosures and Distressed Sales
by Kristoff Jones
How to Find Bank Foreclosures and Distressed Sales Everyone wants a hot deal. For those who have the ability/desire to work with a home that is, in most cases, less than perfect, foreclosures and distressed sales represent some of the hottest deals out there If you want to locate distressed properties, the first thing you have to understand is that no one will usually advertise their home as a “distressed property” unless they are absolutely desperate to unload their home. Homeowners,...
Read MoreLower Mortgage Rates in 2024
by Ryan Mitchell
The real estate landscape is poised for a significant shift in 2024 as experts predict a decline in mortgage interest rates. This anticipated drop in rates brings a wave of opportunities for both prospective homebuyers and sellers, reshaping the dynamics of the real estate market. For buyers, the prospect of lower mortgage interest rates is a game-changer. Reduced rates mean lower monthly payments, making homeownership more affordable and accessible. This is particularly beneficial for first-time...
Read MoreProperty tax assessment too high...what you can do about it?
by Marcus Brink
Property tax assessment too high...what can you do about it? An increase in home values is great because it increases the equity in your home without you having to invest more money in making it happen. Unfortunately, as the price of your home increases, so does the perceived value of your home in the eyes of your local tax assessor. When that happens, your taxes also go up. The bad news is that your tax rate - the annual percentage of your home’s value that you pay - is fixed...
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