Blog

How to get qualified to purchase a home for no money down

by Betie Boyd

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      Even with all the insanity that happened during the mortgage meltdown and all the changes that resulted in how money would now be lent to buyers, there are still some amazingly affordable loan programs out there.   Included among them, believe it or not, are no-money-down options for buying a home.   Here are some of the best programs that are out there today and how you need to get qualified to purchase a home using them to buy a home for no money...

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How to get the home with the furniture included

by Betie Boyd

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    So you like the dining room table in the house you want to buy, but your agent tells you it’s not included with the sale.   What do you do?   In short, you ask for it. Well, you negotiate it as part of your offer to purchase the home from the seller.    To effectively get the home you want with the furniture included, you should identify in advance any furniture that you are interested in buying and let the seller (or your agent) know...

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How much money will go into your pocket after your home is sold?

by Betie Boyd

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  It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home.   The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller.   There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re going to walk away with before you...

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How much should you offer on the home you fell in love with?

by Betie Boyd

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    You’ve spent the last few months looking for a home and now, the only thing that stands between you and having the right to negotiate full ownership of the home of you fell in love with is preparing an offer that will be acceptable to the seller.   The purchase and sales agreement iis the first formal communication that leads to the final deal and eventually a closing when it’s time for you to take ownership of the property.   The total agreement...

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How to Find Bank Foreclosures and Distressed Sales

by Betie Boyd

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      Everyone wants a hot deal.   For those who have the ability/desire to work with a home that is, in most cases, less than perfect, foreclosures and distressed sales represent some of the hottest deals out there   If you want to locate distressed properties, the first thing you have to understand is that no one will usually advertise their home as a “distressed property” unless they are absolutely desperate to unload their home.   Homeowners,...

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How to handle a multiple offer situation

by Betie Boyd

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    Over the last five years, properly priced homes have been fetching multiple offers on a consistent basis.    It is, without a doubt, a seller’s market.   But as exciting as having a bidding war on your property is, it can also provide for some confusion and even anxiety in figuring out what to do with all those offers.   Your natural instinct might be to choose the one that lets walk away with the most amount of money, but there are many...

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How to Sell Your Home Fast and for the Most Amount of Money

by Betie Boyd

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  How to Sell Your Home Fast and for the Most Amount of Money     The market has been moving at a pretty good clip over the last several years and it appears that things are going to stay that way for a while.   According to the Case Shiller Home Price Index across the United States have increased 33% over the last 5 years.   Despite all of the amazing things happening in virtually every market across the country, including ours, one thing still rings...

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If your home inspection report comes back bad, now what?

by Betie Boyd

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    One of the biggest deal killers for any real estate transaction is the home inspection. It strikes fear into the hearts of sellers and buyers...even though virtually everything about a home can be repaired or replaced. The good news is that if you have a great real estate agent and a competent home inspector, you can usually handle a failed inspection report properly without having to panic in the process. The key thing to remember is that when the home inspection report...

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What is the Interest write off deduction?

by Betie Boyd

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        Tax deductible interest is a borrowing expense that a taxpayer can claim on a federal or state tax return to reduce taxable income.    Mortgage interest for both first and second (home equity) mortgages, mortgage interest for investment properties are among the list of deductions you can take on your taxes.   This is another reason why owning a home is more favorable than renting. In addition to building equity in a home that you...

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Why landscaping can make your home sell faster and for more money

by Betie Boyd

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      Plain and simple, the quality of your landscaping determines whether or not your home feels inviting from the outside.   Curb appeal is what people call it and it’s a key ingredient in the decision to buy a home to more than 71 percent of homebuyers. As you know, landscaping plays a huge role in the curb appeal that you present to prospective buyers for your home. The first impression is key: if buyers don’t like what your home looks like from...

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