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What is the Interest write off deduction?
by Kuniki Tabb
What is the Interest write off deduction? Tax deductible interest is a borrowing expense that a taxpayer can claim on a federal or state tax return to reduce taxable income. Mortgage interest for both first and second (home equity) mortgages, mortgage interest for investment properties are among the list of deductions you can take on your taxes. This is another reason why owning a home is more favorable than renting. In addition to building equity in a home that you can call yours, you...
Read More10 questions you must ask an agent before you list your home
by Kuniki Tabb
10 questions you must ask an agent before you list your home Currently, there are over 1.61 million Realtors in the United States alone. The number of people that have joined the real estate sales force over the last 10 years is more than a half a million.. No two agents are the same and less than 10% of the total number of Realtors to 90% of the business. In fact, the average agent has sold roughly 4.2 homes for more than five years now. In addition to that, not all agents are created equally....
Read MoreHow to Beat Other Buyers to Hot, New Listings (Before They Even Know About Them)
by Kuniki Tabb
How to Beat Other Buyers to Hot, New Listings (Before They Even Know About Them) In today’s competitive real estate market, timing is everything. The best homes sell quickly, and in many cases, they’re already under contract before buyers even have a chance to schedule a showing. If you’re tired of missing out on the hottest listings, here’s how to gain an edge over the competition and secure the home of your dreams before other buyers even know about it. 1. Partner...
Read MoreHow much you should put down to purchase your new home?
by Kuniki Tabb
How much should you put down to purchase your new home? Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend...
Read MoreWhy You Should Get a Home Warranty When You List Your Home
by Kuniki Tabb
Why You Should Get a Home Warranty When You List Your Home Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,500 to 1,600 plus a deductible...
Read MoreHow to Qualify for a No Money Down Home Purchase
by Kuniki Tabb
How to Qualify for a No Money Down Home Purchase Unlocking the Door to Homeownership In today's ever-evolving real estate market, the dream of owning a home might feel just out of reach—especially when faced with the challenge of saving for a down payment. But here's some uplifting news: even in today’s climate, there are exceptional loan programs that can help you purchase a home with little to no money down. Let's explore the best options available and guide you...
Read MoreHow much money will go into your pocket after your home is sold?
by Kuniki Tabb
How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
Read MoreNavigating Home Buying: Overcoming Deal Breakers and How to Fix Them
by Mary A Carreno
Navigating Home Buying: Overcoming Deal Breakers and How to Fix Them Your Home is Under Contract—What's Next? Congratulations! You've put your dream home under contract, and the excitement of moving in is building. But before you can turn the key to your new front door, there's a journey ahead filled with important steps: home inspections, appraisals, financing paperwork, and contingencies that are crucial for a successful closing. Let's walk through what you can expect...
Read MoreOwning vs. Renting in Today's Market: Making the Right Choice for Your Future
by Mary A Carreno
Owning vs. Renting in Today's Market: Making the Right Choice for Your Future Weighing Your Options: The Big Decision Deciding whether to own a home or continue renting is one of the most significant financial and lifestyle choices you'll make. This decision not only impacts your monthly budget but also influences your long-term financial health and personal happiness. Today, as the real estate landscape continues to evolve, understanding the pros and cons of each option...
Read MoreProperty tax assessment too high...what you can do about it?
by Mary A Carreno
Property tax assessment too high...what can you do about it? An increase in home values is great because it increases the equity in your home without you having to invest more money in making it happen. Unfortunately, as the price of your home increases, so does the perceived value of your home in the eyes of your local tax assessor. When that happens, your taxes also go up. The bad news is that your tax rate - the annual percentage of your home’s value that you pay - is fixed...
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