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Your home is under contract, what’s next?
by Rachelle Razzeca
Your home is under contract, what’s next? Great news, you’ve put your dream home under contract and you’re excited to move in one day soon. That said, there’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other requirements necessary to close. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate...
Read MoreWhat will be your payment on your new home?
by Rachelle Razzeca
What Will Be Your Payment on Your New Home? Taking Charge of Your Financial Fitness Buying a new home can feel overwhelming—much like starting a new fitness regimen. Between understanding the financial aspects of your mortgage and navigating the paperwork, it's easy to feel lost. But just as you wouldn't embark on a fitness journey without a plan, you shouldn't dive into homeownership without understanding the key components that will affect your financial health. Understanding...
Read More10 questions you must ask an agent before you list your home
by Rachelle Razzeca
10 questions you must ask an agent before you list your home Currently, there are over 1.61 million Realtors in the United States alone. The number of people that have joined the real estate sales force over the last 10 years is more than a half a million.. No two agents are the same and less than 10% of the total number of Realtors to 90% of the business. In fact, the average agent has sold roughly 4.2 homes for more than five years now. In addition to that, not all agents are created equally....
Read MoreWhen is the best time of the year to sell?
by Rachelle Razzeca
When is the best time of the year to sell? You want to sell your home, maximize the amount you sell it for and get it sold in a reasonable amount of time. While there’s no horrible time of the year to sell your home, there are better times of the year to put it on the market to get the best results for yourself. We’ve done the research and the results are in. Here’s the best time of the year to sell. And the winner is… Life happens...
Read MoreThe Best Time to Buy a Home to Get the Best Deal
by Rachelle Razzeca
When's the Best Time to Buy a Home to Get the Best Deal? The U.S. housing market has experienced significant changes over the past few years. Home prices have surged dramatically, and while the pace of price growth has slowed, the market remains competitive. With fluctuating interest rates and shifting economic conditions, many homebuyers are asking, “When is the best time to buy a home to secure the best deal?” Here’s what you need to know about timing your home purchase...
Read MoreTop deal breakers for a home under contract and how to fix them
by Rachelle Razzeca
Your home is under contract, what’s next? Great news, you’ve put your dream home under contract and you’re excited to move in one day soon. That said, there’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other requirements necessary to close. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate exclusively with...
Read MoreUnderstanding Your Debt-to-Income Ratio: Why It Matters More Than Ever
by Rachelle Razzeca
Understanding Your Debt-to-Income Ratio: Why It Matters More Than Ever Striking the Balance Between Debt and Income In today's fast-paced financial landscape, maintaining a healthy balance between your income and debt is crucial—especially if you're considering a major purchase like a home. Your debt-to-income ratio (DTI) isn't just a number; it's a snapshot of your financial health that lenders scrutinize when deciding whether to approve you for a loan. What...
Read MoreWhy you should wait to buy that car until after your home purchase?
by Rachelle Razzeca
Why you should wait to buy that car until after your home purchase Getting preapproved for a mortgage is a major step in buying a home. In fact, it’s a virtual necessity to secure a home in this market environment if you’re not paying cash. The great news is, when done properly, it’s like having cash in your hands so you can negotiate effectively with a seller to buy a home. It’s easily one of the most important things you can do in order to buy the home of your...
Read MoreWhat does a real estate agent actually do?
by Rachelle Razzeca
What Does a Real Estate Agent Actually Do? If you’ve ever wondered what a real estate agent actually does all day, you’re not alone. It’s easy to think agents just show homes and sign deals, but there’s so much more that goes into the job. Real estate agents wear a lot of different hats and are involved in pretty much every part of the buying or selling process. The truth is, being a real estate agent isn’t just about opening doors and giving tours. It’s...
Read MoreWhat happens when you overprice your home?
by Rachelle Razzeca
What happens when you overprice your home? When the real estate market favors sellers, it’s almost like there’s a feeding frenzy among buyers trying to secure listings that seem to get snapped up within hours of being put on the market. Such demand drives the prices of homes up rapidly, which only feeds into the perception that the good times will last forever. Unfortunately, trees don’t grow to the sky and there will always be a top of the market. What this means is...
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