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What will be your payment on your new home?
by Kathlene Messina
What Will Be Your Payment on Your New Home? Taking Charge of Your Financial Fitness Buying a new home can feel overwhelming—much like starting a new fitness regimen. Between understanding the financial aspects of your mortgage and navigating the paperwork, it's easy to feel lost. But just as you wouldn't embark on a fitness journey without a plan, you shouldn't dive into homeownership without understanding the key components that will affect your financial health. Understanding...
Read MoreHow to handle a multiple offer situation
by Kathlene Messina
How to handle a multiple offer situation Over the last few years, buyer’s hunger for properties has been insatiable. As a result, properly priced homes were fetching multiple offers on a consistent basis. Though things have settled a bit recently, we’re still in a seller’s market, and that means the chance your listing will receive multiple offers on it is still very much a reality. But, as exciting as having a bidding war on your property is, it can also provide for...
Read MoreHow to Sell Your Home Fast and for the Most Amount of Money
by Kathlene Messina
How to Sell Your Home Fast and for the Most Amount of Money The market has been moving at a pretty good clip over the last several years and it appears that things are going to stay that way for a while. According to the Case Shiller Home Price Index across the United States have increased roughly 45% over the last 5 years. Despite all of the amazing things that have been happening in virtually every market across the country, including ours, one thing still rings true no matter...
Read MoreWhat is the Interest write off deduction?
by Kathlene Messina
What is the Interest write off deduction? Tax deductible interest is a borrowing expense that a taxpayer can claim on a federal or state tax return to reduce taxable income. Mortgage interest for both first and second (home equity) mortgages, mortgage interest for investment properties are among the list of deductions you can take on your taxes. This is another reason why owning a home is more favorable than renting. In addition to building equity in a home that you can call yours, you...
Read More10 questions you must ask an agent before you list your home
by Kathlene Messina
10 questions you must ask an agent before you list your home Currently, there are over 1.61 million Realtors in the United States alone. The number of people that have joined the real estate sales force over the last 10 years is more than a half a million.. No two agents are the same and less than 10% of the total number of Realtors to 90% of the business. In fact, the average agent has sold roughly 4.2 homes for more than five years now. In addition to that, not all agents are created equally....
Read MoreHow to Beat Other Buyers to Hot, New Listings (Before They Even Know About Them)
by Kathlene Messina
How to Beat Other Buyers to Hot, New Listings (Before They Even Know About Them) In today’s competitive real estate market, timing is everything. The best homes sell quickly, and in many cases, they’re already under contract before buyers even have a chance to schedule a showing. If you’re tired of missing out on the hottest listings, here’s how to gain an edge over the competition and secure the home of your dreams before other buyers even know about it. 1. Partner...
Read MoreHow much you should put down to purchase your new home?
by Kathlene Messina
How much should you put down to purchase your new home? Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend...
Read MoreWhy You Should Get a Home Warranty When You List Your Home
by Kathlene Messina
Why You Should Get a Home Warranty When You List Your Home Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,500 to 1,600 plus a deductible...
Read MoreHow to Qualify for a No Money Down Home Purchase
by Kathlene Messina
How to Qualify for a No Money Down Home Purchase Unlocking the Door to Homeownership In today's ever-evolving real estate market, the dream of owning a home might feel just out of reach—especially when faced with the challenge of saving for a down payment. But here's some uplifting news: even in today’s climate, there are exceptional loan programs that can help you purchase a home with little to no money down. Let's explore the best options available and guide you...
Read MoreHow much money will go into your pocket after your home is sold?
by Kathlene Messina
How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
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